• Pre-Bankruptcy Planning
• Representation in Ch. 7, Ch 11, and Ch. 13 cases
• Advice on post-bankruptcy credit repair

The Law Offices of Peter M. Lively specialize in helping clients who are under financial pressure.

Because of our knowledge and years of experience dealing with complex financial matters, we can often recommend actions which avoid business bankruptcy and preserve your assets. If bankruptcy is necessary though, you should remember that bankruptcy is not the end of your financial life. In many ways it is a new beginning ? a fresh start.

We offer an initial consultation. Based on your situation, we have numerous strategies which we can employ to help you, including:

Counseling to avoid bankruptcy Filing for bankruptcy should be your last resort. We are highly experienced at developing payment and restructuring plans and business reorganizations aimed at restoring your financial solvency and avoiding bankruptcy.

Avoiding bankruptcy through workouts We often negotiate out of court with creditors on our clients? behalf to develop workout plans, in which creditors settle debts for lesser amounts or lengthen payback periods.

Bankruptcy without asset liquidation Sometimes it is possible for a debtor to file for bankruptcy and still retain ownership and unbroken control of assets. We are experienced in recognizing when this is appropriate and pursue this option when possible.

Financial Reorganization for Businesses If we do advise reorganization of assets, we are highly skilled in all aspects of Chapter 11 or Chapter 7 filings. We have helped thousands of clients navigate the complexities of business reorganization and the court system.

Financial Reorganization for Individuals When we recommend filing under Chapter 13, we guide you through the process and manage all of the paperwork and details to give you a fresh start.

Real Estate Foreclosure/Distressed Real Estate Our lawyers have a great deal of experience in helping clients in foreclosure situations. We provide our clients with sound advice regarding purchasing and selling distressed real estate and we assist our clients throughout the entire process.

Business Transactions/Litigation We assist clients who are undertaking business transactions, including lease negotiations, or who wish to pursue or defend litigation in financially-distressed situations. Let us use our years of transactional and litigation experience to provide you with sound legal business advice and effective representation.

Post-Confirmation Matters under Chapter 13 We represent clients who are already in Chapter 13, and who face special financial / employment situations.